Let’s not have a repeat of 2017 shall we?
I think for the majority of us we reflect upon the year negatively. We beat ourselves down with our failures, mistakes, and whatever other flaws we can manifest in our heads – or wait maybe that’s just my anxiety.
Either way you don’t want to repeat the prior year even if it was one of your best – you want to improve upon it.
Reflect Upon Last Year
When we think of our new years resolutions, the first thing that comes to our minds is what we want to do new and differently this coming year.
What should I reflect upon?
There are some major things we all can reflect upon, but ultimately it’s up to you ( I know, not exactly what you wanted to read, but I promised you this is still helpful). This includes your:
- Living Situation
- Everything Else
How do I reflect?
Reflecting is harder than you think. The first time in college I was told to do it I was like
“ha okay no big deal.” But it totally was.
Reflecting isn’t just about thinking about the pass. You have to analyze it.
When reflecting upon you actions, choices, life or whatever ask yourself these questions:
Why? Why did you make that choice or do that actions.
How? How did you execute it.
So What? (This is where the tricky stuff begins) Why does it matter whether you made that choice or not? What part does it play into your life in the bigger scheme of things? Why should you or other people care?
Now What? (I struggle with this part even more) Okay, great you know why you did. You know how you got yourself there, and you even know why it matters. But how it is going to effect your future. It’s one thing to reflect upon the past and leave it there, but it order to make your future better you have to think critically and understand how it affects who you are now and where it’ll bring you in the future. Or what you’ll do about it or change things or however you feel needs to be acted upon.
Let’s Walk Through It
When thinking about where you are in your job or career you should consider the following few things. Are you happy in your position? If not what are your plans to change that, or what are your plans to continue to be happy in your role? Do you think you are being paid enough (be realistic now). If you’re no sure check out glassdoor.com .
You want to consider you spending habits, credit score, savings, debt, and how to track it all. Be brutally honest with yourself. If you can’t sit down with a close friend or family member who can be for you. What financial goals have you reached or failed to reach? What do you want to change differently? Are you saving as much as you want? Money and financial decisions should ideally be made without emotions, but we’re only human. So you need to also analyze and reflect upon how you feel in your financial situation – is it healthy? Are you living below your means? A great way to track all of this is Mint or Personal Capital.
The age old saying is that other people’s opinions don’t matter – only yours about yourself does. Although, if your currently living in your parents house and they want you out then their opinion kind of matters. After that, it’s just about how happy you are to be where you are. Do you like your area? Your home? If not, what steps are you taking to change it? It’s recommend that you spend 30% of your income on your housing allowance in your budget. Anymore can put you living above your means, which can cause unnecessary stress.
People should always build you up, not put you down. That being said, relationships go through bad times, and if both parties feel like they can be worked through then maybe it can be with time and effort. Other people can give you guidance, but only you – the one in the relationship – can actually decide any choice which is within the relationship. Take time to reflect on the time you spend with them, what ya’ll do together, your goals as a couple, and anything else you can think of.
Anything else you can think of that’s a major component in your life make sure include it in your yearly reflections. Then follow the steps above on how to reflect.
Start Your New Year Right
A lot of people take time before the New Year to set goals. Whether you believe in the “New Year, New You” mindset or not. It’s always good to take time to set goals for yourself.
Not setting clear goals is the fastest way to clear failure.
When you don’t establish clear and concert expectation for yourself, your partner, business, work, or any aspect of your life you will most likely result in failure. Especially if the goals you set are not outright obtainable.
Set personal and work goals that are obtainable, and you will have a better chance of feeling good about yourself and completing them.
For some people to-do lists are most satisfying when people check off the box is shows they’ve made progress. This progress makes them happy. Obtaining your ultimate goal my not be a single to-do list item maybe it’s 10, 50, or 1,000 items on a list.
Goals are just habits which are performed routinely until you reach a desired result.
So in your desire to maybe get better at finances buy Personal Finance For Dummies to educated yourself and then start making a list of habits that will get you there.
You can read more about positive progress psychology here.
There are all easy things you can do yourself signs up on my newsletter today to get a FREE pdf download of guide to help you reach your 2018 goals successfully.
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